How to Check Bank Account Balance Via SMS, Online, Debit Card, UPI app

Advances in the digital world have made various banking and financial operations on mobile phones easier and more convenient. You can check the balance of your bank account without going to the bank. Some banks offer several ways to check a customer’s account balance.

The most common ways to check your bank balance over the phone include SMS notifications, push notifications, emails and internet banking services. Here you will find different ways to check your bank account balances, get mini account statements, and transfer balances from different banks without having to go to a branch office.

In today’s digital age, you can choose to check your bank balance without going to the bank. Banks have launched various methods such as SMS notifications, automatic notifications, internet banking services and emails. In this post, I’ll show you how to check your bank balance without actually going to the branch office.

Steps on How to Check My Account Balance?

To check your bank account balance, you need to consider the following:


  •  First, you need to register your mobile number with the bank.
  •  Your mobile number must be active to send and receive text messages and calls.
  • You had better have a smartphone. This is because an active internet connection allows you to use a variety of applications, such as banking applications and UPI applications.
  • You also need to enable an ATM or debit card in your bank account. Banks must also enable internet banking services.
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Check Account Balance by Login to your bank’s site online

You can check your account balance online at any time by logging on to the official bank website. To use this feature, simply visit your bank’s official website and access your account information. In most cases, check the Sign In option. On your first visit, click the “Register” or “First User” link to register. With the online banking function, you can check the balance of your bank account 24 hours a day and use various banking functions and transaction services.

Check Account Balance Via SMS?

One of the fastest ways to check your account balance is to send an SMS. You don’t need to log in to the website and you don’t even need a smartphone. Most banks offer this feature to account holders. Banks can extend this capability to request quick balance updates at any time. Account balance details will be received in SMS format. You need to enable automatic message alerts. You will be notified instantly every time a financial transaction is made in your account. In addition, you will receive the latest balance updates. This feature provided by banks is called the message alert service. It will send a push notification to your phone.

Check Account Balance Via ATM cum Debit Card?


You can also check your account balance at an ATM. It also provides a current account balance. If you want to access a nearby ATM, you can insert your ATM or debit card and follow the on-screen instructions. We recommend that you use your bank’s ATM or the ATM network your bank uses. Other ATMs usually charge a fee without withdrawing cash. If you use a foreign ATM, your bank may charge an additional fee. There is a charge for checking the balance at an overseas ATM
The next step is to check your balance at an ATM.
  • Drag the ATM debit card
  • Enter the 4-digit ATM PIN
  • Select Balance Survey Options.
  • Complete transaction
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Currently, RBI has a limit on the number of free transactions per ATM card. Even the balance sheet is considered a transaction. Once you’ve used up your free transactions, you’ll have to pay a transaction fee for each transaction that month. Therefore, we recommend that you use only ATM cards for cash withdrawals and other services. You can check your bank account balances conveniently and cost-effectively using your mobile device or various online methods.

Check bank account balance Via UPI app

The easiest and most efficient way to check your bank account balance on your mobile phone is to use the UPI application. To do this, you can download any UPI application from the App Store or Play Store. Once downloaded to your phone, the registration process will begin. Enter your bank’s registered mobile number and click Generate OTP. Enter the received OTP to log in to the application. You need to add the bank details.
When complete, UPI will automatically detect the account associated with your mobile number and display the last 4 digits of your account. Upon confirmation, a new UPIID will be generated. After verification, the selected UPI access code is activated and you can continue to use the UPI application to review your balance sheet and execute financial transactions.

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